We have been in the receivables factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and having had these experiences, can lend a helping hand to get you through any tough circumstances you might run into. We won't vanish when the times get tough, like a handful of receivables factoring companies sadly have before.

All factoring companies have benchmarks for size, industry, and risk. It's pretty tough for you to choose which receivables factoring business is the ideal fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the best match for your company - it could be us or another receivables factoring company.

We have an enviable network of receivables factoring industry counterparts, these close relationships were earned over 20+ years in the business. So, when you take the time to tell us what you need, you'll quickly learn that we can help you find precisely what you need.

Nearly all receivables factoring firms let you select and choose your customers that you would like to factor. Although a few of them normally have a minimum amount prior to working with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is sort of like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use receivables factoring when you don't require it.

Nearly all receivables factoring firms will not be upfront about their fees. You better take out your magnifying glass to read the fine print. You can be sure, We are different.  We are absolutely upfront about our fees. When you apply, you are given a straightforward, no obligation rate offer with the fee for your business. See which other factoring company, If any, will be that will be absolutely upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring companies are financed by Wall Sreet investors. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We hear your story, understand your concerns. Based on that information we will put together a custom-made solution for you. Nearly all receivables factoring companies especially the Silicon Valley Fintech ones mainly look for the algorithm to establish your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Nearly all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be troubled.

Don't forget the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to correct them without delay.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Be on the lookout for negative payment trends. This is critical to prevent avoidable write-offs.

We make sure to use first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Nearly all other companies don’t even come close.